Personal Loans

Why Choose Our Personal Loan?

✅ Fast Approvals
Apply in minutes and get approval within hours.

✅ No Collateral Required
Enjoy unsecured loans up to ₹25 lakhs*—no assets needed.

✅ Flexible Tenures
Choose repayment terms ranging from 12 to 60 months.

✅ Competitive Interest Rates
Get attractive rates starting from just 10.99%* p.a.

✅ Minimal Documentation
A simple, paperless application process makes it hassle-free.

Loan Features

• Loan Amount: ₹50,000 to ₹25,00,000

• Tenure: 1 to 5 years

• Interest Rates: Starting from 10.99%* p.a.

• Processing Fee: Up to 2% of the loan amount

• Disbursal Time: As fast as 24 hours*

Eligibility Criteria

• Age: 21 to 60 years

• Salaried or self-employed individuals

• Minimum monthly income: ₹20,000*

• Stable credit history (CIBIL score of 700+ preferred)

Documents Required

• ID Proof (Aadhaar Card, PAN Card)

• Address Proof (Utility Bills, Passport)

• Income Proof (Salary Slips / Bank Statements / ITR)

• Employment Proof (Offer Letter / Employment Certificate)

How to Apply?

1. Fill Out the Online Form

2. Upload Your Documents

3. Get Instant Approval

4. Receive Funds in Your Account

Smart Uses of a Personal Loan

• Home Renovation

• Debt Consolidation

• Wedding Expenses

• Travel & Vacation

• Education Costs

• Emergency Medical Expenses

FAQs

Q. How long does it take to get the loan amount?
A. Most loans are disbursed within 24–48 hours after approval.

Q. Can I prepay the loan?
A. Yes, part or full prepayment options are available—subject to applicable charges.

Q. What happens if I miss an EMI?
A. A missed EMI may attract penalties and impact your credit score. We recommend setting up auto-debit.