Home Loans

Why Choose Our Business Loans?
✅ Loan Amounts up to ₹50 Lakhs
Get access to the capital you need to grow—big or small.

✅ Quick Approvals & Disbursal
Apply online and receive funds in as little as 48 hours.*

✅ No Collateral Required
Enjoy unsecured loans with flexible repayment options.

✅ Attractive Interest Rates
Competitive rates starting from 12% p.a.*

✅ Custom Tenures
Repayment terms ranging from 12 to 60 months.

Loan Uses:
Working capital management

Business expansion

Equipment purchase

Inventory or stock financing

Office renovation

Hiring & payroll support

Marketing & branding efforts

Eligibility Criteria
Age: 21 to 65 years

Business vintage: Minimum 1 year of operations

Annual turnover: ₹10 lakhs or more

CIBIL or Credit Score: 700+ preferred

Registered business (proprietorship, partnership, LLP, Pvt. Ltd., etc.)

Documents Required
PAN Card of Business and Owner

Business Registration Proof

Bank Statements (last 6 months)

ITRs or Financial Statements (last 2 years)

GST Returns / Trade License (if applicable)

How It Works
Apply Online
Fill in a simple form with your business and personal details.

Upload Documents
Submit necessary documents for verification.

Loan Approval
Get approved within 48–72 hours of document submission.*

Disbursal
Funds are transferred directly to your business account.

Benefits of Borrowing from Us
100% online application

No hidden charges

Dedicated loan advisor

Prepayment options availablWhy Choose Our Home Loans?
🏠 Loan Amounts up to ₹5 Crores
Tailored loan offerings for every kind of homebuyer.

📅 Flexible Repayment Tenures
Enjoy loan terms of up to 30 years.

💸 Attractive Interest Rates
Rates starting from just 8.35% p.a.*

⚡ Fast Approval & Disbursal
Get quick processing with minimal documentation.

🛑 Zero Hidden Charges
Transparent policies with no surprises.

Loan Options Available
Home Purchase Loan – Buy your dream house or apartment

Home Construction Loan – Build a house on your own land

Home Renovation Loan – Upgrade, repair or remodel your current home

Home Extension Loan – Add more space to your growing home

Balance Transfer – Transfer your existing loan to us and save on interest

Who Can Apply?
Salaried individuals (private/public sector)

Self-employed professionals or business owners

NRI/OCI applicants also eligible

Basic Eligibility
Age: 21 to 65 years

Minimum monthly income: ₹25,000

Stable employment or business history

Credit score: 700+ preferred

Documents Required
Identity Proof (PAN / Aadhaar / Passport)

Address Proof (Utility Bill / Aadhaar / Rent Agreement)

Income Proof (Salary Slips / ITRs / Bank Statements)

Property-related documents (Agreement to Sale, Title Deed, etc.)

How to Apply
Fill Out the Online Application
Provide your basic personal, income, and property details.

Upload Documents
Submit your KYC, income, and property documents securely.

Get Approved
Receive approval in 48–72 hours, after verification.

Loan Disbursal
Funds are released as per the property purchase or construction stage.

Benefits of Partnering With Us
Expert support from start to finish

Quick eligibility check & EMI calculator

Zero prepayment or foreclosure charges on floating-rate loans*

Online tracking of your application status